Net Worth Tracker
Calculate your net worth, total assets minus total liabilities, instantly and privately in your browser.
About this net worth tracker
Net worth is the single clearest snapshot of your overall financial position, everything you own, minus everything you owe. Tracking it over time is one of the most useful personal finance habits.
How net worth tracker works
The formula is: Net Worth = Total Assets − Total Liabilities. Assets include cash, investments, property, and other valuables, liabilities include loans, credit card debt, and other money owed.
Common uses
- Getting a quick personal net worth snapshot
- Tracking net worth changes over time by recalculating periodically
- Setting a baseline before a financial planning session
How to use this tool
- Enter your total assets (cash, investments, property, and so on).
- Enter your total liabilities (loans, credit cards, and other debts).
- See your net worth instantly.
What to know before using it
The accuracy of this figure depends entirely on how accurately you value your assets (especially property or investments, which fluctuate) and list all liabilities, treat it as a snapshot that is only as good as the numbers you put in.
Privacy and browser-first processing
This tool runs entirely in your browser using JavaScript. Nothing you enter is uploaded or stored, your financial figures stay completely private.
Frequently asked questions
What counts as an asset?
Cash, bank balances, investments, retirement accounts, property value, vehicles, and other things of monetary value that you own.
What counts as a liability?
Any money you owe: mortgages, car loans, student loans, credit card balances, and other debts.